Posts Tagged: employee


12
Dec 11

How your smaller company can kick big company butt

by Lisa Tachan, Head of Spreading the Herd Word

Here at IBEX Payroll, we are striving to become one of the best places to work in Canada. Our unique work culture,  along with a passion for great customer service, are what we pride ourselves on. We were reminded just how different we are from our competitors when we had a former employee of theirs join our ranks and become a member of the Herd. Nick has been with us for just over a month now, and with his experience in the payroll world, he’s been able to give us some insight into just how different it is to work at a place like IBEX.

“It’s like night and day,” Nick explained. “I think people are set up to expect less from the big companies. When you compare what the big companies do to what the Alpine Crew does here, it’s just a whole different philosophy.”

Nick explained that in most cases, if you use a large company to do your payroll, and there comes a time when you need some assistance with the payroll system, your phone call will go to a call centre setting where it is filtered through to a customer service rep. These reps are heavily monitored. The company will keep track of how many minutes their reps are on the phone with you, how many number of rings it takes before they pick up, how long a customer is waiting on the other line, and the number of calls they take in a day.

When Nick joined the team at IBEX, he had a few other things to get used to aside from the morning Herddle and “Go IBEX!” cheer that happens daily in the IBEX Herdquarters.

“I don’t mean to be rude or anything when I say this, but, sitting in on training with Kevin and Susan, there were just some things that they were doing for customers I was wondering to myself, ‘why are you doing this? Shouldn’t they [the customer] be doing it themselves?”

Nick went on to explain how he witnessed Susan error-proof a payroll for several of her customers. If something looked off to Susan, she would call the customer to double check that the information provided was correct before she sent it off to be processed. Kevin received an e-mail from a customer who wanted very little to do with the whole payroll process. This customer would just list the first name of their employees and how many hours each of them had logged for that pay period. Kevin would then enter that information into the IBEX system himself. At witnessing this type of service, Nick was amazed.

“That just doesn’t happen at the bigger companies,” Nick said. “Usually, they just run a payroll as soon as it is submitted. If there are any errors, the customer is out of luck and will probably be charged a fee to run another payroll. The type of customer service at IBEX . . . . it’s just . . . it’s the kind of service you think of when you think of great customer service. It’s like going back to the old days.”

Chalk 1 for the goats with the most, and zip for the guys in the suits.  Smaller companies can do it better by challenging the way things have always been done.

Share some of your excellent (or not so great) customer service stories with us by commenting below!

Interested in becoming an IBEX Payroll customer? Visit this link for a free trial with our system!


18
Nov 11

Changes to the Canada Pension Plan: 60 – 70 years old? You’re not done paying yet!

by Alpine Crew Staff Writer

Between 2011 and 2016, the Government of Canada has plans to make gradual changes to the Canada Pension Plan (CPP). These changes are supposed to reflect the needs of an aging population and the evolving Canadian work environment. The following are some of the changes that will be taking place in 2012.

Canada Revenue Agency formally announced earlier this month that there will be a new ceiling cap on the maximum amount of pensionable earnings in 2012. The 2011 cap is at $48,300 and will be going up to $50,100 in the new year. This new cap was calculated using a CPP legislated formula that takes into account the average weekly wages and salary of every working individual in Canada. With minimum wage on the rise, an increase here was expected.

While the employee and employer contribution rates will be staying the same (4.95%), as well as the self-employed contribution rate (9.9%), the maximum employee and employer/self-employed contribution to the plan will be changing. In 2012, the maximum contribution to the CPP by employee/employer will increase to $2,306.70 from $2,217.60. The maximum contribution to the CPP will also increase for the self-employed, increasing to $4,613.40 from $4,435.20.

Perhaps the biggest change being implemented on the Canada Pension Plan will be the one that directly affects those who are 60-70 years of age.

At present, CPP rules state that an employer simply stops deducting CPP premiums from their employee when the employee reaches the age range of 60-70, and also provides the employer with proof that they are receiving their retirement pension (this proof is usually in the form of a award-like letter from Human Resources and Skills Development Canada).

Starting January 1, 2012, that will change.

The new rules state that if an employee is in the age range from 60-70, working, and receiving their retirement pension, he or she must contribute to the Canada Pension Plan. This means that if you are presently in your 60′s, collecting your retirement pension, continuing to work, and are no longer making payments to the CPP (and maybe you haven’t been for a few years now) – you will be making those payments once again in January 2012.

However, along with that new rule, if you are 65-70 years of age, you have the option to opt out of contributing to the plan by filing an election to cease your CPP payments (Groan. We know. More paperwork). When an employee reaches the age of 70, it is then that the CPP will automatically stop taking “contributions”.

Our advice to you, is that if you are 65-70 years old, still working, collecting your pension, and not wanting to contribute to the Canada Pension Plan – get on filling out the election form no later than December 2011. The forms take a month to come into effect, so if you wait until January 2012 to apply, you won’t be able to cease your payments to the CPP until February 1st, 2012.

Want to learn more about the changes effecting the Canada Pension Plan? Visit the Canada Revenue Agency website to learn more.

How do you feel about the changes being made to the Canada Pension Plan? Let us know, and follow us on Twitter for more updates!